Life Settlement Calculator Get the most for your life insurance policy
Curious what your life insurance policy is worth? Use our advanced life settlement calculator to find out quickly and easily!
Why Use Our Life Settlement Calculator?
✅ Fast and Easy – Get an estimate in minutes with just a few details.
✅ No Obligation – Discover your policy’s worth without any commitments.
✅ Maximize Value – Access our network of competitive buyers to get the highest offers.
✅ Secure and Private – Your information is protected and never shared without your consent.
What Factors Affect Your Policy Value?
We evaluate several key factors to determine your eligibility to sell your life insurance policy. The most important details are the insured’s age and health, the policy’s benefit amount, premium cost, and the type of policy.
Health & Age
Life expectancy impacts the payout which is determined by reviewing current health and age.
Policy Amount
Higher face amounts interest a broader range of funds. However, we have funds for policies as low as $100k
Premium Cost
Lower ongoing future premiums make a policy more attractive to buyers.
Policy Type
Universal, whole, or term policies can be eligible. However, some policy types have more flexibility.
TRY OUR LIFE SETTLEMENT CALCULATOR
How It Works
- Enter Key Details: Provide basic information like age, health, and face value.
- Get Your Estimate: Our calculator instantly estimates your policy’s value.
- Explore Your Options: Option to discuss your situation with an expert for a more accurate estimate and decide to begin the no-obligation free valuation process.
Why Sell Your Life Insurance Policy?
- Turn Unused Policies into Cash: Don’t let your policy lapse—sell it for real value.
- Eliminate Premium Costs: Stop paying for a policy you no longer need.
- Fund Your Future: Use the cash to cover medical expenses, retirement goals, or other financial needs.
Get Started Today
Find out how much your life insurance policy is worth. Use the LS Hub Life Settlement Calculator and take the first step toward unlocking the hidden value in your policy.
Frequent Life Settlement Calculator Questions
What is a life settlement calculator?
A life settlement calculator is an online tool that provides a basic estimate of the cash value you could receive by selling your life insurance policy. It gives you a starting point to explore whether a life settlement is right for you.
How accurate is the life settlement calculator?
Our calculator provides a realistic range based on the details you input, like age, health, and policy size. Unlike others who may inflate numbers to look appealing, LS Hub offers a reliable starting estimate. To refine this estimate, our experts evaluate all the unique variables of your policy, ensuring you get the most accurate value.
Is the calculator's estimate an actual offer?
No, the calculator provides a basic estimate—not a guaranteed offer. Life settlements involve many unique factors, and a final offer can only be determined after a full review of your policy. LS Hub’s team can guide you through this process to help maximize your value.
Why use the LS Hub life settlement calculator?
Our calculator gives you a realistic, no-hype estimate of your policy’s value. It’s quick, free, and helps you understand your options without obligation. If you want a more refined assessment, our experts are here to dive deeper and factor in all the specifics of your situation.
Can I trust the life settlement process?
Yes, life settlements are safe, legal, and regulated in most states. At LS Hub, we prioritize transparency and work with fully compliant buyers to ensure you receive fair and competitive offers.
What happens after I use the calculator?
After receiving your initial estimate, you can choose to speak with one of our experts for a more precise evaluation. From there, we’ll begin the process of obtaining the max offer for your policy from our global network of funds.